SWP / Step-up SIP Calculator.

Estimate Systematic Withdrawal Plans and SIP maturity with yearly step-ups.

SWP / Step-up SIP Calculator

Plan systematic withdrawals or growing SIPs with yearly step-ups.

Total invested

₹38,12,698

Est. gains

₹48,71,152

Est. maturity

₹86,83,849

Estimates only. Actual mutual fund returns vary with markets.

How it works

Four steps.

  1. 01

    Choose SWP or Step-up SIP mode.

  2. 02

    Enter corpus/SIP amount, expected return, and years (plus step-up %).

  3. 03

    Review estimated corpus, invested amount, and gains or months lasting.

  4. 04

    Compare scenarios by adjusting inputs.

Features

Why use this calculator.

Quick planning estimates for withdrawals and growing SIP contributions.

  • SWP Calculator

    Estimate how long a corpus lasts with monthly Systematic Withdrawal Plan payouts.

  • Step-up SIP

    Project SIP maturity when you increase contributions every year.

  • Invested vs Corpus

    See total invested, gains, and final value clearly.

  • Instant Results

    Update estimates as you change amount, rate, and tenure.

  • Private Calculator

    All math runs in your browser.

  • Free Forever

    Plan withdrawals and step-up SIPs without paywalls.

FAQ

Questions.

Can't find an answer? Send us your question.

What is SWP?

A Systematic Withdrawal Plan lets you withdraw a fixed amount periodically from a mutual fund corpus while the remaining balance continues to earn returns.

What is a step-up SIP?

A step-up (or top-up) SIP increases your monthly investment by a fixed percentage each year, helping corpus grow faster as income rises.

Are returns guaranteed?

No. These are planning estimates based on the expected annual return you enter.

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