SWP / Step-up SIP Calculator

Free
Utilities
(4.8)

Estimate Systematic Withdrawal Plans and SIP maturity with yearly step-ups.

SWP / Step-up SIP Calculator

Plan systematic withdrawals or growing SIPs with yearly step-ups.

Total invested

₹38,12,698

Est. gains

₹48,71,152

Est. maturity

₹86,83,849

Estimates only. Actual mutual fund returns vary with markets.

Core capabilities

Why use this calculator

Quick planning estimates for withdrawals and growing SIP contributions.

SWP Calculator

Estimate how long a corpus lasts with monthly Systematic Withdrawal Plan payouts.

Step-up SIP

Project SIP maturity when you increase contributions every year.

Invested vs Corpus

See total invested, gains, and final value clearly.

Instant Results

Update estimates as you change amount, rate, and tenure.

Private Calculator

All math runs in your browser.

Free Forever

Plan withdrawals and step-up SIPs without paywalls.

6+
Features
99.9%
Reliability
24/7
Available
Free
Always
Step-by-step flow

How to Use

Simple 4-step process

1

Step 1

Choose SWP or Step-up SIP mode.

2

Step 2

Enter corpus/SIP amount, expected return, and years (plus step-up %).

3

Step 3

Review estimated corpus, invested amount, and gains or months lasting.

4

Step 4

Compare scenarios by adjusting inputs.

Quick Start
Begin in seconds
Easy Process
No learning curve
Instant Results
Get results immediately
Frequently Asked Questions

Frequently Asked Questions

Everything you need to know about this tool and how it works.

See Full FAQ

A Systematic Withdrawal Plan lets you withdraw a fixed amount periodically from a mutual fund corpus while the remaining balance continues to earn returns.

A step-up (or top-up) SIP increases your monthly investment by a fixed percentage each year, helping corpus grow faster as income rises.

No. These are planning estimates based on the expected annual return you enter.

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