SIP Calculator.
Estimate mutual fund SIP maturity value, total invested, and expected gains — instantly.
- Utilities
- Runs in your browser
SIP Calculator
Estimate mutual fund SIP or lumpsum maturity value based on expected returns.
Total invested
₹12,00,000
Est. gains
₹11,23,391
Est. maturity value
₹23,23,391
Estimates only. Actual returns vary with market performance and are not guaranteed.
How it works
Four steps.
- 01
Choose SIP or Lumpsum mode.
- 02
Enter monthly investment (or lumpsum), expected annual return %, and years.
- 03
Review estimated maturity value, total invested, and estimated gains.
- 04
Adjust inputs to compare different SIP plans instantly.
Features
Why use this SIP calculator.
SIP Returns Estimate
Estimate maturity value for monthly SIP investments with expected annual returns.
Invested vs Gains
See total amount invested, estimated wealth gained, and final corpus clearly.
Lumpsum Option
Also calculate one-time lumpsum mutual fund growth for comparison.
Instant Results
Results update as you change monthly amount, rate, and tenure.
Private Calculator
All calculations run in your browser. No signup required.
Free Forever
Plan SIPs for mutual funds without ads-gated results or account walls.
How is SIP maturity calculated?
We use the standard future value of an annuity formula: M = P × [((1 + i)^n − 1) / i] × (1 + i) , where P is monthly investment, i is monthly rate, and n is number of months.
Is the return guaranteed?
No. This is an estimate based on the expected annual return you enter. Actual mutual fund returns vary with market performance.
What return rate should I use?
Many people use 10–12% for equity mutual fund planning scenarios. Use a lower rate for conservative estimates.
Does this include taxes or expense ratios?
No. Results are pre-tax estimates and do not deduct fund expense ratios, exit loads, or capital gains tax.
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