HRA Exemption Calculator.

Estimate your House Rent Allowance tax exemption for metro and non-metro cities.

HRA Exemption Calculator

Estimate House Rent Allowance exemption under Section 10(13A) for India.

Exempt HRA (annual)

₹2,40,000

≈ ₹20,000 / month

Taxable HRA (annual)

₹0

Actual HRA: ₹2,40,000

Rent − 10% basic: ₹2,40,000

50% of basic: ₹3,00,000

Estimates only. Confirm with a CA or your payroll for filing.

How it works

Four steps.

  1. 01

    Choose monthly or annual inputs.

  2. 02

    Enter basic salary, HRA received, and rent paid.

  3. 03

    Select metro or non-metro city.

  4. 04

    Review exempt HRA and taxable HRA.

Features

Why use this HRA calculator.

Quick Section 10(13A) estimates for salary and tax planning.

  • HRA Exemption Estimate

    Estimate tax-exempt HRA under Section 10(13A) for metro and non-metro cities.

  • Metro vs Non-Metro

    Apply 50% of basic for metro cities or 40% for other cities automatically.

  • Least-of-Three Rule

    Shows actual HRA, rent − 10% of basic, and % of basic — exemption is the lowest.

  • Monthly or Annual

    Enter figures monthly or yearly and see both views in results.

  • Private Calculator

    Runs in your browser. No salary data is uploaded.

  • Free Forever

    Plan HRA claims for tax season without signup walls.

FAQ

Questions.

Can't find an answer? Send us your question.

How is HRA exemption calculated?

Exemption is the minimum of: (1) actual HRA received, (2) rent paid − 10% of basic salary, (3) 50% of basic (metro) or 40% of basic (non-metro).

Which cities are metro for HRA?

Typically Delhi, Mumbai, Kolkata, and Chennai. Confirm the latest list for your assessment year.

Is this the final tax figure?

No. This is a planning estimate. Your Form 16 / tax software may apply additional rules based on salary structure and proofs.

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