HRA Exemption Calculator

Free
Utilities
(4.8)

Estimate your House Rent Allowance tax exemption for metro and non-metro cities.

HRA Exemption Calculator

Estimate House Rent Allowance exemption under Section 10(13A) for India.

Exempt HRA (annual)

₹2,40,000

≈ ₹20,000 / month

Taxable HRA (annual)

₹0

Actual HRA: ₹2,40,000

Rent − 10% basic: ₹2,40,000

50% of basic: ₹3,00,000

Estimates only. Confirm with a CA or your payroll for filing.

Core capabilities

Why use this HRA calculator

Quick Section 10(13A) estimates for salary and tax planning.

HRA Exemption Estimate

Estimate tax-exempt HRA under Section 10(13A) for metro and non-metro cities.

Metro vs Non-Metro

Apply 50% of basic for metro cities or 40% for other cities automatically.

Least-of-Three Rule

Shows actual HRA, rent − 10% of basic, and % of basic — exemption is the lowest.

Monthly or Annual

Enter figures monthly or yearly and see both views in results.

Private Calculator

Runs in your browser. No salary data is uploaded.

Free Forever

Plan HRA claims for tax season without signup walls.

6+
Features
99.9%
Reliability
24/7
Available
Free
Always
Step-by-step flow

How to Use

Simple 4-step process

1

Step 1

Choose monthly or annual inputs.

2

Step 2

Enter basic salary, HRA received, and rent paid.

3

Step 3

Select metro or non-metro city.

4

Step 4

Review exempt HRA and taxable HRA.

Quick Start
Begin in seconds
Easy Process
No learning curve
Instant Results
Get results immediately
Frequently Asked Questions

Frequently Asked Questions

Everything you need to know about this tool and how it works.

See Full FAQ

Exemption is the minimum of: (1) actual HRA received, (2) rent paid − 10% of basic salary, (3) 50% of basic (metro) or 40% of basic (non-metro).

Typically Delhi, Mumbai, Kolkata, and Chennai. Confirm the latest list for your assessment year.

No. This is a planning estimate. Your Form 16 / tax software may apply additional rules based on salary structure and proofs.

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