EPF / NPS Calculator.
Estimate your EPF and NPS corpus from monthly contributions — instantly.
- Utilities
- Runs in your browser
EPF / NPS Calculator
Estimate EPF and NPS corpus from monthly contributions and expected returns.
Often ~3.67% goes to EPF (rest to EPS). Adjust to match your slip.
Estimated corpus
₹22,02,616
Monthly contribution
₹3,600
Total invested
₹8,64,000
Interest / returns
₹13,38,616
Estimates only. Actual EPF/NPS balances depend on credited rates, EPS split, and withdrawals.
How it works
Four steps.
- 01
Choose EPF or NPS mode.
- 02
Enter monthly basic/salary, contribution %, expected return, and years.
- 03
Review total invested, interest/returns, and estimated corpus.
- 04
Adjust inputs to compare contribution scenarios.
Features
Why use this calculator.
EPF Calculator
Estimate Employees’ Provident Fund corpus from monthly basic and contribution rates.
NPS Calculator
Project National Pension System corpus with employee and employer contributions.
Interest Growth
Apply expected annual interest/return rates to see long-term accumulation.
Instant Results
See total contributions, interest earned, and maturity corpus live.
Private in Browser
No signup. Calculations stay on your device.
Free Forever
Plan retirement contributions without paywalled calculators.
How is EPF corpus estimated?
We treat combined employee + employer monthly contributions as a recurring deposit growing at your expected EPF interest rate (compounded monthly for estimation).
What EPF interest rate should I use?
EPF rates are notified by EPFO each year (often around 8–8.25%). Enter the latest rate for planning.
How is NPS different?
NPS returns depend on your fund choice (equity/debt). Enter an expected annual return and contribution amounts to project corpus.
Are these guaranteed amounts?
No. Rates change and actual balances depend on contributions, withdrawals, and credited interest. Use this for planning only.
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Built by Infyways
Need more than a tool.
These utilities are made by the Infyways studio. When a free tool is not enough, we build the real thing.
