Retirement Savings Goal Calculator

Free
Utility

Discover the nest egg you need, project your savings growth, and reveal the monthly contributions required to retire with confidence.

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Retirement Savings Inputs

Enter your current situation and future income goals to calculate how much you need to save for retirement.

Include in calculation

Examples of Real-World Usage

5 real-world examples

Discover how professionals use this tool to solve real problems and boost productivity.

Retirement Budget Validation

Model various lifestyle budgets (travel, downsizing, healthcare) and see how they impact your savings goal.

Proven

Family Retirement Planning

Create shared plans for couples who may retire at different times and coordinate income sources.

Proven

Legacy & Giving Goals

Determine how much additional savings is required if you want to fund education accounts, charitable giving, or inheritances.

Proven

FIRE (Financial Independence, Retire Early)

Experiment with aggressive savings assumptions and high withdrawal-rate sensitivity to hit FIRE milestones sooner.

Proven

Stress Testing

Adjust inflation and return assumptions to see how market downturns or higher costs affect your required nest egg.

Proven
5+
Use Cases
100%
Real Examples
Pro
Level
Proven
Results
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Everything You Need to Size Your Retirement Plan

Professional Features

Estimate inflation-adjusted income needs, account for Social Security, and translate the gap into actionable monthly savings.

Nest Egg Requirements

Instantly calculate how much you need saved by retirement, accounting for inflation, Social Security, and desired income.

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Growth Projections

Forecast current balances and contributions using compound growth to understand how far your savings will stretch.

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Monthly Savings Targets

See how much you need to save each month to close the gap and hit your retirement savings goal.

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Readiness Checklist

Stay organized with pre-retirement action items covering emergency funds, insurance, estate planning, and healthcare.

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Income Sustainability

Compare sustainable withdrawal income against your target lifestyle to verify long-term retirement readiness.

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Time-Based Planning

Track years until retirement and expected years in retirement to tailor savings and withdrawal strategies.

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6+
Features
99.9%
Reliability
24/7
Available
Free
Always

How to Use the Retirement Savings Goal Calculator – Nest Egg Planner

Simple 4-step process

Follow these easy steps to get started with Retirement Savings Goal Calculator – Nest Egg Planner and achieve your goals quickly.

1
Step 1

Enter your current age, target retirement age, desired annual income, and Social Security or pension estimates.

Easy
2
Step 2

Add current savings, monthly contributions, expected returns, and inflation assumptions.

Easy
3
Step 3

Review the required nest egg, projected savings, shortfall, and suggested monthly savings targets.

Easy
4
Step 4

Follow the readiness checklist and share the plan summary to stay accountable.

Easy
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Retirement Savings FAQs

6 questions answered

Find answers to commonly asked questions about our tools and services.

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