Mortgage Calculator

Free
Utility
(4.5)

Plan monthly payments and long-term interest costs for your home loan.

Mortgage Calculator

Estimated monthly payment: $1896.20

Total paid: $682633.47

Total interest: $382633.47

Core capabilities

Key Features

Estimate mortgage costs with clear repayment metrics.

Monthly payment estimate

Calculate monthly mortgage payment from loan amount, rate, and term.

Extra payment impact

Include extra monthly payment to estimate lower total interest.

Loan cost breakdown

See total repayment and interest over the full term.

3+
Features
99.9%
Reliability
24/7
Available
Free
Always
Step-by-step flow

How to Use

Simple 3-step process

1

Step 1

Enter loan amount, interest rate, and term in years.

2

Step 2

Optionally add extra monthly payment for faster payoff.

3

Step 3

Review monthly payment, total paid, and total interest.

Quick Start
Begin in seconds
Easy Process
No learning curve
Instant Results
Get results immediately
Frequently Asked Questions

Frequently Asked Questions

Everything you need to know about this tool and how it works.

See Full FAQ

No. This calculator estimates principal and interest. Add taxes, insurance, and HOA separately.

At 0% interest, payment is principal divided by total months. Typical mortgages include interest.

Use this for planning. Final lender payment can differ based on fees, escrow, and terms.

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