FD / RD / PPF Calculator.

Estimate Fixed Deposit, Recurring Deposit, and PPF maturity values — instantly.

FD / RD / PPF Calculator

Estimate Fixed Deposit, Recurring Deposit, and PPF maturity values in INR.

Total invested

₹1,00,000

Interest earned

₹41,478

Maturity value

₹1,41,478

Estimates only. Bank/post-office rounding and rate changes can alter the final amount.

How it works

Four steps.

  1. 01

    Choose FD, RD, or PPF mode.

  2. 02

    Enter deposit amount, interest rate, and tenure.

  3. 03

    For FD, pick compounding frequency if needed.

  4. 04

    Review invested amount, interest earned, and maturity value.

Features

Why use this calculator.

Quick planning estimates for popular Indian savings instruments.

  • Fixed Deposit (FD)

    Estimate FD maturity with compounding frequency options used by Indian banks.

  • Recurring Deposit (RD)

    Calculate RD maturity for monthly deposits with quarterly compounding.

  • PPF Calculator

    Plan Public Provident Fund corpus for the standard 15-year tenure (or custom years).

  • Instant Estimates

    See invested amount, interest earned, and maturity value as you change inputs.

  • Private in Browser

    All math runs locally. No signup and no financial data upload.

  • Free Forever

    Compare FD, RD, and PPF scenarios without paid calculator walls.

FAQ

Questions.

Can't find an answer? Send us your question.

How is FD maturity calculated?

We use compound interest: A = P × (1 + r/n)^(n×t) , where P is principal, r is annual rate (decimal), n is compounding frequency per year, and t is tenure in years.

How is RD maturity calculated?

We use the common Indian bank formula with quarterly compounding: M = R × [((1 + i)^(4t) − 1) / (1 − (1 + i)^(−1/3))] , where R is monthly deposit, i = rate/400, and t is years.

How is PPF calculated?

PPF interest is compounded annually. This tool assumes yearly deposits at the start of each year: M = P × [((1 + i)^n − 1) / i] × (1 + i) .

Are these bank-guaranteed figures?

No. Banks may round differently or use slightly different day-count conventions. Treat results as planning estimates and confirm with your bank or post office.

What PPF rate should I use?

PPF interest is set by the Government of India and can change quarterly. Enter the current notified rate (often around 7.1%).

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