FD / RD / PPF Calculator
Estimate Fixed Deposit, Recurring Deposit, and PPF maturity values — instantly.
FD / RD / PPF Calculator
Estimate Fixed Deposit, Recurring Deposit, and PPF maturity values in INR.
Total invested
₹1,00,000
Interest earned
₹41,478
Maturity value
₹1,41,478
Estimates only. Bank/post-office rounding and rate changes can alter the final amount.
Why use this calculator
Quick planning estimates for popular Indian savings instruments.
Fixed Deposit (FD)
Estimate FD maturity with compounding frequency options used by Indian banks.
Recurring Deposit (RD)
Calculate RD maturity for monthly deposits with quarterly compounding.
PPF Calculator
Plan Public Provident Fund corpus for the standard 15-year tenure (or custom years).
Instant Estimates
See invested amount, interest earned, and maturity value as you change inputs.
Private in Browser
All math runs locally. No signup and no financial data upload.
Free Forever
Compare FD, RD, and PPF scenarios without paid calculator walls.
How to Use
Simple 4-step process
Step 1
Choose FD, RD, or PPF mode.
Step 2
Enter deposit amount, interest rate, and tenure.
Step 3
For FD, pick compounding frequency if needed.
Step 4
Review invested amount, interest earned, and maturity value.
Frequently Asked Questions
Everything you need to know about this tool and how it works.
See Full FAQWe use compound interest: A = P × (1 + r/n)^(n×t), where P is principal, r is annual rate (decimal), n is compounding frequency per year, and t is tenure in years.
We use the common Indian bank formula with quarterly compounding: M = R × [((1 + i)^(4t) − 1) / (1 − (1 + i)^(−1/3))], where R is monthly deposit, i = rate/400, and t is years.
PPF interest is compounded annually. This tool assumes yearly deposits at the start of each year: M = P × [((1 + i)^n − 1) / i] × (1 + i).
No. Banks may round differently or use slightly different day-count conventions. Treat results as planning estimates and confirm with your bank or post office.
PPF interest is set by the Government of India and can change quarterly. Enter the current notified rate (often around 7.1%).
Still have questions?
Can't find what you're looking for? We're here to help you get the answers you need.
Related tools
More Utilities tools you might find useful
Currency Converter
Convert between currencies with real-time exchange rates
Pomodoro Timer
Focus timer with 25/5 technique, session tracking, and statistics
CGPA ↔ Percentage Converter
Convert CGPA to percentage and percentage to CGPA with common formulas.
Timezone Converter
Convert times between different timezones